Terms of Use

Section 01

Acceptance of Terms

These Terms of Use ("Terms") govern your access to and use of the website operated by MOVCASH SOLUCOES TECNOLOGICAS LTDA ("Movcash", "we", "us", or "our"), a technology company incorporated under the laws of Brazil, registered under CNPJ 67.878.724/0001-03. Our website is located at the domain made available by us and may include all sub-pages, embedded content, and associated digital resources published under that domain.

By accessing or using this website — whether as a casual visitor, a prospective client, a business partner, or in any other capacity — you acknowledge that you have read these Terms in their entirety, that you understand them, and that you agree to be legally bound by them. If you do not agree with any part of these Terms, you must immediately cease using this website.

These Terms apply alongside any other agreements or policies referenced herein, including our Privacy Policy, which is incorporated by reference and forms an integral part of the legal framework governing your use of this website. In the event of any conflict between these Terms and a separate written agreement executed between you and Movcash, the terms of that separate written agreement shall prevail to the extent of the inconsistency.

Section 02

Use of the Website

This website is an institutional, informational resource. Its purpose is to present information about Movcash, its technology solutions, corporate profile, and how to reach our team. The website does not facilitate transactions, account creation, or the submission of legally binding documents or offers.

Subject to full compliance with these Terms, Movcash grants you a limited, personal, non-exclusive, non-transferable, non-sublicensable, and revocable licence to access and view the content on this website solely for lawful, informational, and non-commercial purposes. This licence does not include any right to:

• Copy, reproduce, modify, adapt, or create derivative works based on any content published on this website without our prior written consent.
• Use automated tools — including scrapers, bots, crawlers, or extraction software — to collect, harvest, or index any portion of this website's content or structure.
• Frame, mirror, or embed this website or any portion of its content within another website or application without explicit written authorisation from Movcash.
• Attempt to gain unauthorised access to any back-end systems, server infrastructure, databases, or software associated with this website.
• Use the website in any manner that could overload, impair, or disrupt its servers, networks, or the experience of other users.
• Misrepresent your identity, affiliation, or purpose when interacting with the website or with our team through any static contact information published herein.

Movcash reserves the right to suspend or terminate access to this website for any individual or entity that violates these Terms, without prior notice, at our sole discretion. Access may also be restricted or suspended for maintenance, security updates, or regulatory compliance reasons.

Section 03

Intellectual Property

All content published on this website — including but not limited to text, articles, service descriptions, graphics, logos, icons, photographs, illustrations, interface design, colour schemes, typographic choices, and the overall visual identity — is the exclusive intellectual property of MOVCASH SOLUCOES TECNOLOGICAS LTDA, or is used with the express permission of the respective rights holders.

The Movcash name, wordmark, and logo are proprietary identifiers of Movcash. Nothing in these Terms or on this website should be interpreted as granting any licence, right, or interest in those marks beyond the limited browsing licence described in Section 2. Unauthorised use of our brand assets — whether for commercial purposes, in public communications, or in any digital or print medium — is strictly prohibited and may constitute trademark infringement under Brazilian law (Lei nº 9.279/1996 — Industrial Property Law) and applicable international intellectual property treaties.

The software, codebase, and technical architecture underlying this website are likewise proprietary assets of Movcash or are used under licence from third parties, and are protected by copyright law. Attempting to decompile, reverse-engineer, or otherwise extract source code is prohibited.

If you believe that any content on this website infringes upon your own intellectual property rights, please notify us promptly at the contact address listed in Section 11. We take such reports seriously and will investigate in good faith.

Section 04

User Conduct

As a visitor to this website, you agree to interact with it and with Movcash in a lawful, respectful, and good-faith manner. The following conduct is expressly prohibited, regardless of intent or outcome:

• Using this website for any purpose that violates applicable Brazilian federal or state law, international law, or the laws of your own jurisdiction.
• Transmitting to Movcash — through any static contact channel listed on this website — any material that is defamatory, fraudulent, threatening, harassing, obscene, or otherwise unlawful.
• Impersonating Movcash, any of its personnel, partners, or any other individual or entity in a manner intended to mislead or deceive.
• Engaging in any conduct that interferes with, disrupts, or places an unreasonable burden on the proper functioning of this website or its associated infrastructure.
• Introducing or attempting to introduce viruses, trojans, worms, ransomware, or any other malicious or harmful code into the website's systems or networks.
• Attempting to circumvent, disable, or interfere with any security features, access controls, or technical measures that protect this website or its content.
• Collecting, harvesting, or compiling personal data about individuals from this website without a lawful basis for doing so under the Lei Geral de Proteção de Dados (LGPD, Lei nº 13.709/2018).
• Using the information available on this website to build, train, or refine any competing product, service, artificial intelligence model, or commercial database.

We reserve the right — without limiting any other available remedies — to report suspected unlawful activity to relevant law enforcement authorities and to cooperate fully with any official investigation.

Section 05

Third-Party Links

For your convenience or informational reference, this website may contain hyperlinks to external websites, platforms, or resources operated by third parties. These links are provided solely as a reference and do not constitute an endorsement, recommendation, or affiliation with the linked content, organisation, or any products or services they may offer.

Movcash has no control over the content, privacy policies, availability, accuracy, or terms of use of any third-party website. We are not responsible for any loss, damage, or inconvenience arising from your access to or use of any external resource linked from this website. You access such resources entirely at your own risk.

Before engaging with any third-party website, we encourage you to review that website's own terms of use and privacy policy. The presence of a link on our website does not imply that the linked resource meets any standard of accuracy, legality, or reliability set by Movcash.

Section 06

Disclaimer of Warranties

This website and all of its content are provided strictly on an "as is" and "as available" basis, without warranties of any kind — whether express, implied, statutory, or otherwise. To the fullest extent permitted by applicable law, Movcash expressly disclaims all warranties, including but not limited to:

• Any implied warranty of merchantability, fitness for a particular purpose, or non-infringement.
• Any warranty that the website will be continuously available, error-free, uninterrupted, or free from technical defects.
• Any warranty regarding the accuracy, completeness, timeliness, or reliability of any information, content, or material published on the website.
• Any warranty that the website or its servers are free from viruses or other harmful components.

Information on this website is provided for general informational purposes only. It does not constitute legal, financial, tax, or professional advice. You should not rely on the content of this website as the sole basis for making any business, investment, or compliance decision without seeking independent professional guidance appropriate to your specific circumstances.

Section 07

Limitation of Liability

To the maximum extent permitted by applicable law — and without prejudice to any mandatory statutory rights you may have as a consumer or user under Brazilian law — Movcash, its directors, officers, employees, contractors, partners, suppliers, and agents shall not be liable for any direct, indirect, incidental, consequential, special, punitive, or exemplary damages arising out of or in connection with:

• Your access to, use of, or inability to access or use this website, regardless of the cause or basis of the claim.
• Any error, omission, interruption, deletion, defect, delay in operation or transmission, or failure of performance of the website or its servers.
• Unauthorised access to, alteration of, or loss of your data, transmissions, or interactions in connection with the website.
• Any conduct or content posted by third parties accessible through this website.
• Any decisions or actions taken in reliance on information published on this website.
• Any loss of business, revenue, profit, goodwill, data, or anticipated savings, even if Movcash has been advised of the possibility of such damages.

This limitation of liability reflects a fair and reasonable allocation of risk between Movcash and its website visitors, taking into account that the website is an institutional resource provided free of charge for informational purposes.

Section 08

Indemnification

You agree to indemnify, defend, and hold harmless MOVCASH SOLUCOES TECNOLOGICAS LTDA and its respective officers, directors, employees, contractors, agents, partners, and successors from and against any and all claims, demands, actions, losses, liabilities, costs, and expenses — including reasonable legal fees — arising from or related to:

• Your access to or use of this website in violation of these Terms.
• Any content you transmit to Movcash through any contact channel disclosed on this website that is unlawful, fraudulent, defamatory, or otherwise harmful.
• Your violation of any applicable law, regulation, or third-party right — including intellectual property rights, privacy rights, or rights of publicity — in connection with your use of this website.
• Any misrepresentation you make in the context of your use of this website or your communications with Movcash.

Movcash reserves the right, at its own expense, to assume exclusive defence and control of any matter subject to indemnification by you. In such a case, you agree to cooperate fully with our defence of the relevant claim. This indemnification obligation survives any termination of these Terms or cessation of your use of the website.

Section 09

Governing Law & Jurisdiction

These Terms of Use, and any dispute, claim, or controversy arising out of or relating to them or to your use of this website, shall be governed by and construed exclusively in accordance with the laws of the Federative Republic of Brazil, without regard to its conflict-of-law rules or principles that would direct the application of the law of any other jurisdiction.

The parties irrevocably submit to the exclusive jurisdiction of the competent courts of the state of São Paulo, Brazil, for the resolution of any disputes arising under or in connection with these Terms. You waive any objection to the exercise of jurisdiction by those courts or to the laying of venue in those courts. This choice of jurisdiction does not affect any mandatory consumer-protection rights you may hold under the law of your own country of residence.

The following Brazilian statutes are among those applicable to the relationship established by these Terms, where relevant: the Brazilian Civil Code (Lei nº 10.406/2002), the Consumer Protection Code (Lei nº 8.078/1990), the Lei Geral de Proteção de Dados (LGPD, Lei nº 13.709/2018), and the Brazilian Internet Civil Rights Framework (Marco Civil da Internet, Lei nº 12.965/2014).

Section 10

Changes to These Terms

Movcash operates in a dynamic technology environment, and we may need to update these Terms from time to time to reflect changes in our services, legal obligations, regulatory requirements, or business practices. We reserve the right to modify these Terms at any time and at our sole discretion, without prior individual notice to website visitors.

When we make material changes to these Terms, we will update the "Last updated" date displayed at the top of this page. We encourage you to review this page periodically so that you remain informed of the current Terms that apply to your use of the website. The most recent version of these Terms will always be the version accessible at this URL.

Your continued access to or use of this website after any revision to these Terms constitutes your acceptance of the revised Terms. If you do not agree to any revised version of the Terms, you must discontinue your use of the website immediately. Changes to these Terms do not affect any rights or obligations that arose prior to the effective date of the change, unless otherwise required by law.

Section 11

Contact

If you have any questions, concerns, or comments about these Terms of Use — or if you wish to report a potential violation, assert an intellectual property right, or request clarification on any matter addressed herein — please direct your communication to us using the details below. We are committed to responding to legitimate enquiries in a timely and transparent manner.

When contacting us regarding these Terms, please include a clear description of your enquiry, the specific section or provision you are referencing, and your contact information so that we can respond appropriately. We aim to acknowledge all substantive legal enquiries within five business days.